“Summers here and the living is easy” – but have you considered your insurance requirements during the summer of sport?

So much sport, so little time – Wimbledon, Cricket, The Commonwealth Games and for 2014 only, Le Tour Yorkshire, (World Cup – what World Cup?) Now all we need is the sunshine, the strawberries and cream and the obligatory array of gloriously chilled beverages – Pimms, Cider, G&T and our viewing essentials are complete.

However, whilst lounging in the hot sun with a cool, alcoholic drink watching Murray retain his title, Cook perform a miracle and Farrah do the double, might seem like a great idea to the general public, the reality can pose negative implications for licensees and bar staff.


Whilst inebriated customers are par for the course in the late night leisure and hospitality industry all year round, the summer sun can be bring out the worst in many. It is important therefore that all licensees and bar staff are aware that recent government proposals, being tabled under the Legal Aid, Sentencing and Punishment of Offenders Act 2012, intend to raise maximum fines from £1000 to £4000 for selling alcohol to somebody who is drunk, or being drunk and disorderly in public.


Flexible opening hours for licensed premises, with the potential for extended opening times, enable people to drink to excess over longer periods of time. In addition, less disposable incomes and the appeal of cheap drink offers from most supermarkets have increased the likelihood of pre-loading at home in advance of visiting late bars and night clubs – making the complexities of being a socially aware and responsible town or city center licensee all the more testing.

Comprehensive cover and complete protection is essential

Steve Fleming, Broking Director for NDML comments: “It is inevitable that there has been an increase in accidents due to drink but more telling that customers are encouraged to pursue claims for damages, by the variety of personal injury lawyers on offer.

“In a society that is heavily influenced by the ‘no win, no fee’ culture, it is ever more important that companies trading in the leisure industry have adequate cover for all aspects of their business.”

Expert advice

NDML are award winning, specialist’s brokers for the late night leisure and hospitality industry. For further information on any of the subject matter mentioned above, to arrange a confidential face to face review or to speak to one of our experts – simply visit our website or call 0844 488 9205.

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