NDML - Insurance Specialists

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So far NDML - Insurance Specialists has created 174 blog entries.

Five things to remember this Bank Holiday

Bank holiday weekends are always a hectic time for any nightclub, bar or pub, and a great time for business as people go out to celebrate the Bank Holiday season. But with this increase in footfall make sure you don’t receive any unwanted presents this year by taking the following advice Injuries in your [...]

By | 2017-05-26T11:16:11+00:00 May 26th, 2017|Articles|0 Comments

Cyber Crime – What You Need to Know

Cybercrime is an unfortunate reality of the digital age and alarmingly, many business owners remain unaware of the potential threats posed. Recently, the media has reported a worrying number of cases involving cybercrime and it has become increasingly clear that all enterprises are at risk, regardless of size. We have compiled some information to [...]

By | 2017-08-07T11:12:38+00:00 March 24th, 2017|Articles|0 Comments

Ogden Tables – Discount rate reduction for Personal Injury Damages

What is the Personal Injury Discount Rate? When assessing lump sum awards for personal injury claims, account is taken of the net rate of return (discount rate) the claimant might expect to receive from a reasonably prudent investment of lump sum compensation. The current rate of 2.5% was set in 2001 and reflects the [...]

By | 2017-03-24T12:13:07+00:00 March 24th, 2017|Articles|0 Comments

Broker of the Year – Shortlisted

The Doctors Chambers Modern Claims Awards were launched in 2015 as a celebration of cross-industry talent, achievement and success. We are extremely pleased to announce that we have been shortlisted this year in the category for Broker of the Year. We are delighted to be included in such a prestigious event and to be [...]

By | 2017-08-07T10:56:27+00:00 March 24th, 2017|Articles|0 Comments

Employment of competent contractors – Guidance for Businesses

Inappropriate management of contractors can result in costly accidents, delays to work, criminal prosecutions and claims for damages. Therefore, it is important that you assess the competency of any contractors you intend to employ. This is not a definitive list but can act as a guide to assist you in selection of a competent [...]

By | 2017-01-06T10:08:21+00:00 January 6th, 2017|Articles|0 Comments

Storms – how to protect your business

Storms and gales are the most common cause of damage and disruption in the UK, according to the Met Office, flooding in 2015 cost an unbelievable £5bn in damages With Storm Doris set to arrive in the next 24 hours the danger is that there will be widespread disruption and damage to properties all over [...]

By | 2017-02-22T20:08:10+00:00 December 22nd, 2016|Articles|0 Comments

IPT is set to rise again

The Chancellor of the Exchequer Philip Hammond announced the rise from its current rate of 10% to 12% in his Autumn Statement, from next June. This will be the third rise in IPT since summer 2015, when it was 6%. Biba said the tax increase was “outrageous”, and meant policyholders have seen an increase in [...]

By | 2016-11-30T16:02:49+00:00 November 24th, 2016|Articles|0 Comments

Duties under the Licensing Act 2003 – Recent prosecutions

The licensing objective of ‘public safety’ requires licence holders to ensure the safety of those using their premises as part of the duties under the Licensing Act 2003. This includes ensuring the safety of customers when leaving the premises and ensuring the presence of trained first aiders (and giving such aid where required). In this [...]

By | 2016-12-01T11:50:20+00:00 November 24th, 2016|Articles|0 Comments