“Do I need to inform NDML of changes/additions to my venue prior to reopening?”
Yes, you must notify NDML of any additions before reopening so our Risk Management services can ensure you remain fully covered.
With Freedom Day upon us and normal unrestricted life supposedly resuming July 19th, our clients will be reopening their doors and outdoor spaces to the public. Some have seen the lockdown as an opportunity to enhance refresh and refurbish their spaces. Nightclubs and bars must make sure they have the correct risk assessment in place at all times.
Expected is an increase in the amount of people visiting venues, a nightclub boom. This is due to 16 months of repression and restriction as well as the built up anticipation toward reopening, With more people comes an increased risk of slips, trips and falls. Claims from an injured third party could result in expensive fees, legal costs and compensation. The detrimental effect of a club not keeping on top of their responsibilities can hurt their growth and livelihood, especially in such turbulent times.
All changes must be noted with your broker and insurance provider.
But as full reopening without safe-spacing restrictions is on the horizon, clubs need to be aware that updates to their indoor and outdoor spaces will require a risk assessment. These include:
- Additional removable/movable equipment
- Additional removable/movable furniture
- Lighting and electrical changes
- Additional spaces, indoor and outdoor
- Additional facilities
- and also any other amenities which may have been added since last inspection…
Identify and control risks that could affect your business.
At NDML we have seen an influx of nightclubs and bars looking to increase their cover for indoor and outdoor spaces. Its these recent expansions which are statistically most at risk of a potential claim.
Most additions will require further cover, a revision of your policy or at least a conversation with your account handler. Additions are not automatically covered and you could, at this very moment, be in violation of your policy. We provide free visitations and will come to see your venue to determine the extent of your cover increase.
NDML’s Risk Management Service provides an extensive menu of health and safety, employment law and HR services which will support you in the running of your venue. This includes everything from health and safety audits and staff handbook creation to a variety of risk assessments.
As part of our Risk Management Service, you will also receive:
- 24/7 access to an exclusive support website, including downloadable documents, certificates and checklists.
- Unlimited telephone support.
- Access to a personal online library.
- Monthly newsletters providing advice in commercial law, taxation, PAYE and current legislation.
Click below to find our free Risk Assessment Checklist below: