Sports bars are sought out across the UK for their vibrant and energetic atmosphere. They are essential for our strong British sports culture, bringing together tribes of locals. However, many dangers put this type of establishment at risk. Tight profit margins, new legislation, licensing regulations, legal issues and of course a tendency to attract a boisterous crowd make managing a sports bar a complex endeavour. NDML understands this, and it’s our mission to work alongside sports bar owners to deliver insurance that suits their needs.
Sports bar insurance aims to address the needs of sports bars, and in turn, a key section of our city’s landscape. However, insurers won’t provide an appropriate policy without guidance. Brokers will take into account your needs, provide that guidance, and help develop an insurance policy that fits your requirements. This would include your building, business operations, belongings, staff, customers; all while fitting within a budget. NDML are dedicated to working with you and insurers to find a suitable insurance solution for your sports bar
Sports bar owners may require a range of insurance options within their policy. At NDML, we offer a range of covers to our clients. Some insurance options you should ensure are within your sports bar policy include:
– Public Liability insurance for a sports bar can cover you against slips trips and third-party damages. This is recommended for every business
– Employers’ Liability insurance will protect sports bar owners against claims made by employees.
– Buildings and Contents insurance for sports bars is crucial for the protection of your premises against damage such as theft, fire and flood.
– Directors’ and Officers’ liability for bar owners can cover the compensation costs of claims made against CEOs and company directors.
– Business Interruption insurance for sports bars can cover against any loss of business due to the aftereffects of a claim or unforeseen circumstance. For periods you cannot carry out business, this insurance policy can cover the loss of income in line with the profit you may have made.
– Loss of Licence policy can protect against the negative effects of having your license revoked.
– Stock insurance can cover the cost of replacing stock if its damaged, lost, stolen or destroyed.
– Money insurance can protect your bar’s money on site as well as any finances in transit to the bank.
All covers above are subject to policy terms, conditions and exclusions.
We work with a wide range of establishments, including: bars, clubs, pubs, nightclubs, restaurant and hotels. We offer a commercial combined cover as well as business protection. We also offer additional covers which may be recommended for clients of a certain type or area. We want to help grow the sector by protecting it.
We firmly believe that delivering the right insurance is a matter of experience. Our team will get to know the individual needs of your bar, we’ll get to know your people, perform a risk assessment, and then appropriate cover available on the market.
At NDML, we aim to find you suitable cover at an appropriate price. It’s why we are one of the leading insurance brokers for bars and nightclubs. We’ll help you find suitable bar insurance that provides your bar with appropriate.
The cost of insuring a sports bar varies depending on the size of your venue, the capacity, the location, the condition and your insurance history. To source appropriate insurance, we recommend using a broker. NDML can perform a risk assessment and source a policy to cover the requirements of your bar.
Employers’ liability insurance is required by law for all UK businesses. If you don’t have it, you could be heavily penalised. Public liability insurance is recommended to cover the possibility of an injury claim and buildings and contents insurance can cover against instances such as damage or theft. There are many other types of insurance a bar may need. NDML can assess your needs source an appropriate policy for you.
In 2008, the legislation was amended to allow business to display their certificates electronically. The law requires you to have your Employers’ Liability insurance certificate readily available. It does not need to be immediately visible to customers, but it does need to be readily accessible to you employees.
