Whether you own an independent restaurant or a chain across the country, we can work with you to find tailored restaurant insurance cover to protect you against any eventuality.
Our specialists will take the time to get to know your restaurants and your unique risks. Sharp implements, red hot appliances and hundreds of visitors each day means accidents and incidents could happen at any time. Restaurant insurance is there to cover against any financial loss caused by unforeseen circumstances.
Rising costs, new legislation and economic changes means the restaurant industry faces complex risks. Ask yourself. could your business survive the impact of a substantial claim? Often restaurant insurance is the only thing between your business and huge financial losses.
Imagine where your venue would be without Public Liability Insurance when one of your customers trips over a rogue wire. Or what you’d do without Employers’ Liability when a staff member slices their hand on a knife that’s left lying around.
You’ll need a comprehensive insurance policy that covers all bases for your venue. You’ll need to include the following:
You can pick and choose the cover you’ll need to suit your restaurant. For instance, restaurants that host live entertainment will need extended cover. Luckily for NDML customers, our dedicated Account Executives get to know your business through visitations and risk assessments, so we will recommend the type of cover you ought to consider.
From our outstanding account management team to our industry-recognised claims department, we’ve got you and your venue covered.
We’ll work closely with you, ensuring you are happy with your cover. We will help grow your business and build a one-stop policy tailored to your needs.
As specialists, we use our experience in the industry to look beyond the obvious. No two restaurants are the same.. But there are factors that many restaurants share that can produce the same risks, such as:
Restaurant insurance requires a specialist because risk management is so important. You can manage standard risks, like slipping on spilled food, fairly easily, but only a specialist can predict the more unusual risks and work with you to mitigate against them.