What We Do

Insurance products for the night-time industry

We protect late night leisure venues with unique insurance cover, tailored to each business’s individual requirements. Every venue in the industry is totally unique, and deserves an insurance policy to reflect that. 

We’ll never suggest a ‘one size fits all’ policy. Instead, we’ll get to know your business and recommend policies that you need to protect your venue. Our tailored policies simply aren’t available from any other broker. That’s why we’re the best in the business and offer our customers something they won’t be able to get elsewhere. 

NDML has also created an exclusive Business Protection product, created in partnership with the NTIA. Together, we’ve looked at what venues need and developed a product that provides all-round protection for businesses within the night-time industry. 

Here are just some types of insurance cover you need to consider and why… 

Public Liability Insurance

Protects you against claims made by a member of the public. For example, if a customer slips and obtains an injury while at your venue and believes this is a result of your negligence, they could decide to sue.

Employers’ Liability Insurance

Employers’ Liability Insurance is a legal requirement, there to protect your members of staff if something happens to them while under your employment. 

Buildings and Contents Insurance

Covers your venue in the event of theft, vandalism or structural damage. It will also protect your business’s belongings.

Business Interruption Cover

If your venue can’t trade as normal for a period of time due to a specific reason, your insurance will cover you for loss of earnings.

Management Liability

You’ll be protected for any claims made against your Directors and Officers.

Money Cover

If your business loses money kept on the premises or while in transit, Money Cover will protect you.

You should also look into Directors’ and Officers’ Liability cover, Employment Practices Liability and Employee Dishonesty Cover. These policies come as part of our exclusive Business Protection product, exclusive to NDML customers and NTIA members. 

Terrorism Insurance, Cyber Insurance, Loss Recovery Insurance, Flood Excess Insurance and more is also available. Check out our “Additional Covers” section for more information on these useful insurance additions.

Comprehensive Insurance Cover

Commercial Combined Insurance Cover provides all the different types of cover your business might need, rolled into one comprehensive policy. 

It is designed to protect all different aspects of your business, taking care of all your insurance needs in one easy to manage policy. 

Business Protection
Exclusive to NTIA members

We create insurance products specifically designed to suit the night-time industry. But we’ve gone one step further.

Working with the NTIA, we’ve developed a unique Business Protection product to include full legal support, crisis management and licensing advice, plus further additional insurance cover and free premises checklist software included.

Risk Management

Our innovative approach provides clients with the support, confidence and ability to independently facilitate necessary health and safety management and employment issues.

We’ll establish sound processes to suit your business, and ensure continual improvement and support on a budget agreed from the outset.

Additional Insurance Covers

Anyone in the leisure and hospitality industry will know the importance of comprehensive liability cover and Buildings and Contents insurance. But what about other unexpected accidents or incidents that could jeopardize the success of your business?

Contact us