We protect late-night leisure venues with specialist insurance cover, selected to be appropriate for each business’s individual requirements. Every venue in the industry is totally unique and deserves an insurance policy to reflect that.
We’ll never suggest a ‘one size fits all’ policy. Instead, we’ll get to know your business and recommend policies that you need to protect your venue.
NDML has also created an exclusive Business Protection product, created in partnership with the NTIA. Together, we’ve looked at what venues need and developed a product that provides a range of covers for businesses within the night-time industry.
Below are just some types of insurance cover to consider and why.
Protects you against claims made by a member of the public. For example, if a customer slips and suffers an injury while at your venue and believes this is a result of your negligence, they could decide to sue.
Employers’ Liability Insurance is a legal requirement, there to protect your members of staff if something happens to them while under your employment.
Covers your venue in the event of theft, vandalism or structural damage. It will also protect your business’s belongings.
If your venue can’t trade as normal for a period of time due to a specific reason, your insurance can cover you for loss of earnings subject to policy terms, conditions and exclusions.
Protection for claims made against your Directors and Officers subject to policy terms, conditions and exclusions.
If your business loses money kept on the premises or while in transit, Money Cover can protect you subject to policy terms, conditions and exclusions.
You should also look into Directors’ and Officers’ Liability cover, Employment Practices Liability and Employee Dishonesty Cover. These policies come as part of our exclusive Business Protection product, exclusive to NDML customers and NTIA members.
Terrorism Insurance, Cyber Insurance, Loss Recovery Insurance, Flood Excess Insurance and more are also available. Check out our “Additional Covers” section for more information on these useful insurance additions.
All covers are subject to policy terms, conditions and exclusions.
Commercial Combined Insurance Cover provides a range of different types of cover your business might need, rolled into one policy.
It is designed to protect all different aspects of your business, taking care of a range of insurance needs in one easy-to-manage policy.
We create insurance products specifically designed to suit the night-time industry. But we’ve gone one step further.
Working with the NTIA, we’ve developed a unique Business Protection product to include full legal support, crisis management and licensing advice, plus further additional insurance cover and free premises checklist software included.
Our innovative approach provides clients with the support, confidence and ability to manage health and safety and employment issues independently.
We’ll establish sound processes to suit your business and ensure continual improvement and support on a budget agreed from the outset.
Anyone in the leisure and hospitality industry will know the importance of liability cover and Buildings and Contents insurance. But what about other unexpected accidents or incidents that could jeopardise the success of your business?