Commercial Combined

Commercial Combined is the all in one type of insurance

Commercial Combined is the all in one type of insurance policy that helps to protect all different aspects of your business. It’s a really popular policy because it takes care of all your insurance needs in one easy to manage place.

But that doesn’t mean that a combined policy is one-size-fits-all. In fact, it’s quite the opposite.

As a specialist late night leisure commercial combined insurance broker, we make sure that all insurance is tailored to the exact needs of our clients.  That’s why, unlike many other brokers, we actually go out to visit our clients and build relationships with them.

Commercial Combined

Commercial Combined is the all in one type of insurance

Commercial Combined is the all in one type of insurance policy that helps to protect all different aspects of your business. It’s a really popular policy because it takes care of all your insurance needs in one easy to manage place.

But that doesn’t mean that a combined policy is one-size-fits-all. In fact, it’s quite the opposite.

As a specialist late night leisure commercial combined insurance broker, we make sure that all insurance is tailored to the exact needs of our clients.  That’s why, unlike many other brokers, we actually go out to visit our clients and build relationships with them.

What does Commercial Combined insurance cover

Think of commercial combined as the ‘pick ‘n’ mix’ of insurance. When organising your cover, we’ll look at the risks of your venue and combine all relevant covers. These can include:

Buildings and Contents Insurance

Covers your venue in the event of theft, vandalism or structural damage

Business Interruption

Protection when your venue can’t trade as normal for a period of time

Management Liability Policy

Covers claims such as fidelity and negative PR made against your directors and officers

Money Cover

Covers loss of money on the premise/in-transit held in connection with the business

Public Liability

Protects you should something happen to a visitor or customer

Employers Liability

Covers you when something happens to your staff or volunteers. A legal requirement

Commercial Combined insurance brokers

NDML are the leading specialist brokers for venues in the UK, and we care passionately about delivering comprehensive cover. Commercial combined is one of our favorite types of insurance, because when done right, it covers all bases and all risks.

When we look to cover a venue, we sit down with them and get to know who they are and how they work. We look at their size, their location, their popularity and their history. No stone is left unturned in making sure that we provide cover that will actually protect.

Frequently Asked Questions

There’s a couple of ways to report a claim to NDML; you can either call us during office hours (9-5) or you can fill in a claims form on our claims page. If it’s out of office hours and you’d like to speak to someone, you can call the insurer’s claims team you’ll find their number on our claims page.

You wouldn’t hire a bar manager who only had experience of running shoe shops. So why work with a broker who doesn’t live and breathe late-night leisure. Our competitors have ‘nightclub products’ or ‘late bar arms of the business’; just side-lines to their main operation. Night-time leisure is what we do.

Unrated and offshore investors are brilliant. They really are. They’re cheap and tend to not ask so many questions.

Or, at least, they’re brilliant until they have to actually protect you. Because often, as we’ve found with the collapse of insurers like Gable in recent years, they’re not financially secure enough to actually pay claims. And those questions they didn’t ask tend to leave you uninsured.

We only work with A-rated insurers because they offer the protection, security and strength that your venue needs.

Contact NDML for Commercial Combined insurance quotes

If you want any more information on how this type of insurance can safeguard the future of your venue, contact us today.