Licensecure

Loss of Licence Insurance

Get in touch to access Licensecure

Loss of Licence Insurance
for Nightlife Businesses

Insurance that protects your Nightclub, Bar, Pub Restaurant or Live Music Venues if it loses its licence.
Only exclusive to NDML clients, Licensecure covers legal expenses and representation costs when fighting a licencing dispute.

“The most comprehensive licensing protection available from any insurer.”  – NDML COO

What is Licensecure?

Licensecure is NDML’s comprehensive loss of licence insurance policy. A nightlife venue’s licence can be suspended at any moment – Licensecure guides your business through this difficult period, with guidance and financial protection to survive the damages and legal costs.

Licensecure is the UK’s first legal expenses and liability cover designed to protect licensed nightlife venues from closure due to licensing suspensions, restrictions or revocations. Underpinned by a panel of leading licensing legal experts, Licensecure provides businesses with the best support should your venue face a licensing challenge.

Licensecure provides a bulk of cover to defend alcohol and entertainment licence disputes. A dedicated support network is available 24/7 for instant guidance on next steps and correct publicity avoiding reputational damage.

Why is loss of licence insurance necessary?

Nightclubs, live music venues and late night bars are under fire! Councils are revoking licences after spurious complaints, isolated incidents or biased licensing authority reviews. Even when allegations are disproven, councils are quick to suspend or revoke licences. And without a licence, you can’t trade.

Noise complaints, safety incidents and regulatory challenges are leading to a rising number of licensing suspensions, restrictions or revocations; the numbers speak for themselves.

412 licence reviews took place in 2023-2024

Licence reviews are more likely than ever, increasing 19% year on year.

46 grassroots venues closed in 2024

Only 835 nightclubs remain in the UK (down from 1,240 in 2020)

One single complaint can trigger closure. Will your business survive the legal implications of losing your alcohol or entertainment licence?

Which businesses can purchase Licensecure?

Licensecure is exclusively available to NDML clients. All alcohol, music and entertainment licence holders are recommended to have licensecure as part of their policy. Put simply, all nightclubs, bars, restaurants, pubs and live music venues now have the option to purchase effective loss of licence cover.

At NDML, we want to ensure all nightlife venues have the opportunity to thoroughly and comprehensively protect their business. We’ve identified licensing as a growing risk, so we’ve worked hard to develop a product in partnership with legal experts, to provide guidance and defend against the legal expenses. We want to see all venues within the nightlife and hospitality industry take advantage of Licensecure.

What businesses can purchase Licensecure?

What is included in Licensecure’s Loss of Licence policy?

Licensecure is a versatile and detailed insurance policy. The insurance cover includes legal expenses and management liability risks.

What is included in a Licensecure policy:

  • Cover for the defence costs of alcohol and entertainment licence disputes.
  • Legal defence for licence suspensions, revocations and refusals, with representation from licensing experts John Gaunt.
  • Directors & Officers’ Liability cover and Corporate Legal Liability to defend against claims brought against the company or individuals.
  • VAT and tax disputes guidance.
  • Property access and trespass issues management and costs coverage.
  • Defence costs for disciplinary hearings by professional and regulatory bodies.
  • Court attendance costs coverage for your employees.
  • Defences costs for HSE investigations.

Also included is a raft of benefits afforded to nightlife operators who purchase Licensecure:

  • 24/7 crisis communication phone line
  • Access to specialist licensing solicitors
  • Reputation damage mitigation advice
  • Identity theft support for senior staff
  • Documentation portal for templates and examples

Licensecure Case Studies – How Licensecure could have supported these venues

Live Music Venue Overcrowding Forces Licence Suspension

A crowd crush and two fatalities resulted in an interim licence suspension for a music venue. The venue’s closure followed by a full licence review sparked a comprehensive safety improvement plan. Legal representation, lost revenue and reputational management stretched into the hundreds of thousands of pounds. Read more about the venue's licence suspension and see how Licensecure could have supported the venue.

Drug-Related Deaths at World Renowned London Nightclub forces temporary closure

An iconic London nightclub had its licence temporarily suspended following two drug-related deaths. A full licence review with evidence presented by the police and local residents, the licence was permanently revoked. However after an extensive legal appeal and high-profile media campaign, the licence was reinstated with conditions. Read more about this iconic venue’s licence dispute and see how Licensecure provides financial support for businesses under similar circumstances.

Why is loss of licence insurance necessary?

For those wanting to learn more about Licensecure and wanting to protect their venue from the likelihood of losing its licence – speak to our representatives at NDML.

Already an NDML client?

Get in touch with your contact at NDML and they’ll advise you on your next steps toward licence protection. For those unsure if they are covered, then allow us to advise you.

Not an NDML client?

Nightlife business operators can enquire through the form below where we will provide more guidance on Licensecure and how it could benefit your business.

Get in touch to access Licensecure

Secure your Licence. Secure your Future