Bar cover

Providing unique insurance cover for bars

Bars are increasingly growing in popularity, with many coffee shops and restaurants branching out into late night bars and cocktail establishments. Drinking and socialising is a big part of British culture and incredibly important to our economy. 

However, bars do face the same pressures experienced by nightclubs and other late night leisure venues. Tight profit margins, spurious claims, licensing regulations and legal issues as well as unfair legislation make managing a venue one of the most difficult jobs around. NDML understands these unique risks and can help provide protection for when you need it most. 

Some insurers and brokers are happy to cover some risks for a bar, and not others. This is because all venues carry completely unique risks. Ultimately, you need a policy that comprehensively protects your building, business operations, belongings, staff, customers and other members of the public.

What insurance policy do I need for my bar?

The list of insurance policies a bar needs is almost endless. 

We provide the following cover for our customers:

We work with all kinds of bars, including: late bars, cocktail bars, wine bars, gentlemen’s clubs, LGBT+ bars, themed bars, microbars, spots bars, Irish bars, rooftop bars, beer halls, karaoke bars and everything in between. We love visiting new venues and finding out about new businesses – so why not get in touch and tell us all about your bar?

Raising the bar for insurance

We firmly believe that delivering the right insurance is a matter of experience, expertise and speciality. Our team will get to know your bar and analyse the risks so we can find the best cover available on the market. 

Remember that the cheapest insurance policy will not always provide the best protection for your business. Striking a balance between cost effectiveness and quality cover is the key. We’ll help you find affordable insurance that provides all the protection you need.

Work with the UK’s leading night-time insurance brokers!


Get in touch today to discover the best options for your venue…