Late Bar Insurance

Bars are big business and their numbers are growing every day.

From sports bars to wine bars, more and more customers are opting to spend their evenings in a bar.

But their popularity doesn’t save them from the same pressures experienced by nightclubs and other late night entertainment venues.

Late Bar Insurance

Bars are big business and their numbers are growing every day.

From sports bars to wine bars, more and more customers are opting to spend their evenings in a bar.

But their popularity doesn’t save them from the same pressures experienced by nightclubs and other late night entertainment venues.

Our policies include

Award-winning customer service​

Online access to documents​

Flexible payment options

Bar Business Insurance

If running a bar was easy, everyone would do it. But tight profit margins, spurious insurance and legal claims as well as unfair legislation make managing a venue one of the most difficult jobs around.

That’s why you need an insurance policy that doesn’t cost an arm and a leg and protects you when you need it most.

You need cover that protects your buildings, belongings, staff and customers.

Public Liability, Employer’s Liability, Business Interruption, Directors and Officers; the list of insurance policies that a bar could need is almost endless.

Wise words from Michael Dawson

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Insurance for Bars and Nightclubs

We’re often asked how insurance for these two differs. The answer more often than not, is that every venue is unique, let alone every venue type.

When you’re searching online for your quote, you might find that some insurers and brokers are happy to cover the risk of a bar, but not of a nightclub. A different type of customer and atmosphere make the risk completely different.

Luckily, now you’ve found NDML, you’ve found a broker who specialises in protecting late night leisure risks, and has a history of only working with the very best insurers.

If you own or manage any of the following venues, our insurance is ideal for you:

Late Bars

Cocktail Bars

Late Bar Groups

Gentleman Clubs

LGBT+ Bars

Wine Bars

Microbars

Sports Bars

Theme Bars

Irish Bars

Rooftop Bars

Beer Halls

Music Bars

Karaoke Bars

Bar Insurance Quote

The insurance required for bars is unique. We firmly believe that delivering the right insurance is a matter of experience, expertise and speciality. But having said that, we also understand that you’ve got a bottom line to look after, so price is always going to be important to you.

We will never…ever promise to be the cheapest on the market. We believe that bar insurance cost is relevant to the quality of cover you receive.

But we do promise that we’ll fight to get the right insurance, as cost effectively as possible. Our first aim is to get the best insurance. Our second is to make sure that insurance works for you, both in service, cost and effectiveness.

Bar Related News

Useful Links

The NTIA

Join our partner, the NTIA, today to fight against unfair legislation changes and network with other industry professionals

Bar Magazine

Stay up to date with the latest Late Bar news with our magazine partner, Bar Magazine.

The Safer Business Network

Safer Business Network works closely with businesses both large and small, across the day and night, to ensure our town centres flourish, free from crime.

Frequently Asked Questions

There’s a couple of ways to report a claim to NDML; you can either call us during office hours (9-5) or you can fill in a claims form on our claims page. If it’s out of office hours and you’d like to speak to someone, you can call the insurer’s claims team you’ll find their number on our claims page.

You wouldn’t hire a bar manager who only had experience of running shoe shops. So why work with a broker who doesn’t live and breathe late-night leisure. Our competitors have ‘nightclub products’ or ‘late bar arms of the business’; just side-lines to their main operation. Night-time leisure is what we do.

Unrated and offshore investors are brilliant. They really are. They’re cheap and tend to not ask so many questions.

Or, at least, they’re brilliant until they have to actually protect you. Because often, as we’ve found with the collapse of insurers like Gable in recent years, they’re not financially secure enough to actually pay claims. And those questions they didn’t ask tend to leave you uninsured.

We only work with A-rated insurers because they offer the protection, security and strength that your venue needs.